Pay anyone, anywhere, in seconds.
Zentra Wallet is a fast, secure digital payment app that simplifies how you send, receive, and manage money. Scan to pay, fund your wallet, and transact seamlessly — anytime, anywhere.
One app for all your money
Payments, transfers, bills, and more — fast, simple, and secure.
Scan & pay
Scan any merchant QR code and pay instantly — confirmed with your PIN or biometrics.
Send money
Transfer to any Zentra user or bank account in seconds.
Fund & withdraw
Top up from your card or bank, and withdraw to any bank account anytime.
Airtime & data
Buy airtime and data for any network, right from your wallet.
Pay bills
Settle electricity, cable TV, and more without leaving the app.
Your own account number
Get a dedicated NUBAN account to receive money from anyone.
Crypto
Buy and fund crypto securely alongside your everyday wallet.
Referral rewards
Invite friends to Zentra and earn rewards when they join.
Get started in three steps
Create your wallet
Sign up with your phone number, verify with a one-time code, and set a transaction PIN.
Verify & fund
Complete BVN verification, then top up from your card or bank.
Pay & send
Scan to pay, send money, buy airtime, or settle bills — confirmed with PIN or biometrics.
Your money, protected
Security is built into every layer of Zentra Wallet.
PIN & biometrics
Every transaction is confirmed with your PIN or Face ID / fingerprint.
BVN-verified accounts
Identity verification keeps the platform safe and compliant.
Fraud monitoring
Smart rules watch for unusual activity and flag suspicious transactions in real time.
Grow your business with Zentra
Zentra gives you a digital storefront to sell products, manage sales, and grow your business — right inside the app.
- ✓Accept payments via your own merchant QR
- ✓Create and send invoices
- ✓Track inventory and products
- ✓Monitor settlements and payouts
- ✓Verify your business with KYB
Ready to pay the smart way?
Download Zentra Wallet and start paying in seconds.
Questions? Visit our support page.